Cactus Valley Realty

Reliable Realty & Property Management

Real Estate Broker

Call or Text Today!

480-748-4079

MENUMENU
MENUMENU
  • Home
  • About
    • Testimonials
  • Services
    • For Buyers
      • Homes by City
        • Apache Junction
        • Chandler Homes
        • Chandler Condos
        • Gilbert
        • Mesa
        • Phoenix
        • San Tan Valley
        • Scottsdale
      • Homes by Community
        • SunBird Golf Resort
    • For Sellers
    • For Tenants
      • Unfurnished Rentals
        • Ahwatukee
        • Anthem
        • Apache Junction
        • Avondale
        • Buckeye
        • Carefree / Cave Creek
        • Casa Grande
        • El Mirage
        • Florence
        • Fountain Hills
        • Gilbert
        • Glendale
        • Gold Canyon
        • Litchfield Park
        • Maricopa
        • Queen Creek
        • Paradise Valley
        • Peoria
        • San Tan Valley
        • Scottsdale
        • Sun City
        • Sun Lakes
        • Surprise
        • Tempe
        • Tolleson
      • Furnished Rentals
        • East Valley
        • North Valley
        • Phoenix
        • Scottsdale & Fountain Hills
        • West Valley
    • For Owners
  • Property Search
MENUMENU
  • CONTACT US

  • 480-748-4079

  • Home Value Estimator

You are here: Home / Buyers

Buyers

Planning to buy?

 

Some things you may want to do when planning to buy a home:

  1. Check your credit reports. You can get free copies of your report from Equifax, Experian and TransUnion. It’s important to get all three since some may show different items than others. Look carefully for errors, and make a request they be removed. Your credit will affect your interest rate and your ability to get a home loan.
  2. Check your credit score. Your credit score affects the rates and terms of your loan. Most mortgage lenders use FICO credit scores. Improve your credit score by paying all bills on time and paying down credit cards and revolving debt. Do not open or close any new accounts once you decide to buy a home!
  3. Reduce your debt. Significantly reduce or eliminate balances on credit cards, store charge cards, payday loans, etc. Not only will high balances make it harder for you to get a home loan, but their presence on your credit report might also be a wake-up call to get your spending under control.
  4. Switch to automatic bill pay on your bills that offer that option. Late payments drastically drop your credit score, so take advantage of automatic bill pay wherever you can.
  5. Save for your down payment! Change your spending habits by cutting out luxuries you don’t need. Even saving change in a jar can add up to hundreds of dollars in no time.

 

Custom Property Search

Search for homes for sale by city

Fair Housing Realtor

We conform with the Fair Housing Act that prohibits discrimination in housing based on color, race, religion, national origin, sex, familial status, or disability.

Privacy Policy and Terms of Service

Recent Posts

  • January 2021 Real Estate Advisor Newsletter
  • February 2021 Real Estate Advisor Newsletter

CVR Facebook Page

Copyright © 2014 All Rights Reserved

Curb Appeal Theme

We use cookies to ensure that we give you the best experience on our website. If you continue to use this site we will assume that you are happy with it.OkPrivacy policy